Fort Mitchell Car Accident Lawyer
Car accidents take place every day in Kentucky. Some are minor and inconvenient, while others are devastating for all involved. If you get injured in a car accident, the lawyers at the Law Offices of Hendy | Johnson | Vaughn | Emery can help you with the recovery process. We can pursue maximum financial compensation for your accident while addressing your ongoing needs and concerns as our client.
Why Choose Us
- We are highly experienced car accident attorneys. Our law firm exclusively practices personal injury law. This gives us in-depth and specialized knowledge in car accident law.
- Our lawyers have obtained outstanding results for past clients, including many successful car, truck and other automobile accident cases. We know what it takes to achieve optimal results.
- You won’t pay your Fort Mitchell car accident lawyer unless we succeed in securing financial compensation for your losses. This is our No-Win, No-Fee Guarantee to clients.
The Benefits of Hiring a Car Accident Attorney
Hiring an attorney to represent you during a car accident claim in Fort Mitchell can allow you to concentrate on your physical recovery while an experienced professional handles legal matters for you. With a lawyer on your side, you can go up against car insurance companies that might otherwise take advantage of you. This can result in greater financial compensation for your past and future losses. Your lawyer can navigate Kentucky’s car accident laws on your behalf to achieve maximum results with minimal stress.
Is Kentucky a Fault or No-Fault State?
Kentucky is a no-fault state, meaning it uses an insurance law that allows all drivers to seek financial compensation from their own insurance companies, regardless of fault. Under this law, all drivers must carry personal injury protection (PIP) auto insurance coverage, which pays for the policyholder’s medical bills, whether or not he or she was at fault. A driver in Kentucky does not have to prove anyone else’s negligence to recover these first-party benefits.
If a victim’s losses exceed the amount that he or she has in PIP insurance, other recovery options may become available. In this case, the victim may be able to hold the other driver financially responsible using a third-party claim. All drivers in Kentucky must also carry minimum amounts of bodily injury and property damage liability insurance for this purpose.
A rule known as the tort threshold in Kentucky allows injured car accident victims to file third-party claims or negligence lawsuits outside of the no-fault system, in certain circumstances. State law says that if a crash victim has suffered significant losses, he or she can bring a fault-based claim. The tort threshold includes necessary medical care that exceeds $1,000, broken bones, permanent scarring or disfigurement, permanent injury, and the death of a family member.
Compensation Available for a Car Accident in Fort Mitchell
If you or a loved one has been seriously injured in a car accident, you may be entitled to hold someone else liable for your medical bills and other losses. While you may receive medical payment coverage with a first-party insurance claim, you could receive greater compensation by holding someone else accountable, such as a drunk or distracted driver. Recoverable compensation may include:
- Past and future necessary medical expenses
- Vehicle repairs or replacement
- Rental car or travel costs
- Out-of-pocket expenses
- Lost wages and future capacity to earn
- Pain and suffering
You can recover for these losses up to the maximum amount available on the at-fault driver’s insurance policy. If someone other than the driver contributed to your crash, such as the manufacturer of a defective vehicle part, you may be able to use that party’s insurance for supplemental coverage. The best way to optimize your financial recovery after a car accident in Fort Mitchell is by consulting with an attorney about your options.
Request a Free Car Accident Case Review in Fort Mitchell, KY
There are a lot of moving parts involved in a car accident claim in Kentucky. Luckily, you don’t have to deal with the legal process alone. The Law Offices of Hendy | Johnson | Vaughn | Emery has the attorneys, staff and resources to effectively represent you during any type of motor vehicle accident case in Fort Mitchell. Learn more about how we can help you during a free case evaluation. Call us at (859) 600-6725 today.