Louisville Insurance Bad Faith Attorney
Insurance companies may seem like they are on your side. You may even think that they are your friends. However, when you need to make an insurance claim, you may find out that the insurance company is only there to make money for themselves. At the Law Offices of Hendy | Johnson | Vaughn | Emery, we are here to help if your insurance company is refusing to payout on a rightful insurance claim. Our Louisville insurance bad faith attorneys will investigate your case and work to secure the compensation you deserve.
Why choose Hendy Johnson Vaughn Emery to help with this?
It is vital to get help from a skilled attorney when you have trouble with insurance companies, and the team at Hendy | Johnson | Vaughn | Emery is here to help.
- We believe in providing personalized service for every client, which means we take the time to get to know you and your goals as we move forward.
- We have an extensive track record of success, have secured billions of dollars in compensation through verdicts settlements on behalf of our clients.
- Because we take these cases on a contingency fee basis, our clients do not have to pay any legal fees until we secure the compensation they are entitled to.
How will an attorney help this case?
Most individuals who are treated unfairly by their insurance carrier do not have the legal expertise to properly interpret all of their policies and the insurance laws in Kentucky. Our Louisville insurance bad faith attorneys have extensive experience with these cases and will:
- Conduct a thorough investigation into the incident in question.
- Thoroughly review your insurance policy and determine whether or not the claim is legitimate.
- Vigorously negotiate with all sides to reach a fair settlement.
- Take the claim to court if necessary.
Bad faith insurance is wrong
Insurance companies collect money from you through premiums. In return, they are making a promise to payout compensation for legitimate claims under the policy that was agreed upon. Some of the most common bad faith insurance practices you may encounter include the following:
- Undue delay in handling a claim. Insurance carriers are required to handle legitimate claims within a specific amount of time however, if the carrier causes unreasonable delays in investigating, processing, or resolving their claim, they could be guilty of bad faith insurance.
- Inadequate investigation into a claim. Insurance carriers are required to conduct an investigation into the claim. They cannot deny or settle a claim until this investigation is complete.
- Refusal to defend a lawsuit. Liability insurers owe a broad duty to defend their policyholder against claims and lawsuits that may create a potential for coverage under the policy. This includes not only liability specifically stated in a policy, but liabilities that might reasonably require coverage.
- Threatening the insured. Insurance carriers should never make any threatening statements towards policyholders or other parties who make claims, such as threatening to take legal action or file criminal charges for submitting the claim.
- Refusing to make a reasonable settlement offer. Insurance carriers are required by law to use fair claims practices, and making unreasonable offers or refusing a settlement in order to make a profit is illegal.
You deserve to be compensated
If you are having trouble getting your insurance carrier to pay for a reasonable claim, seek legal assistance as soon as possible. At the Law Offices of Hendy | Johnson | Vaughn | Emery, our team is trained to recognize and uncover instances of bad faith insurance. Our goal is to secure any compensation you are entitled to, which can include:
- Total coverage of the initial claim
- Liabilities in excess of the original claim
- Statutory penalties and interest
- Emotional distress
- Consequential economic losses
- Court costs and attorney fees
- Possible punitive damages
When you need a Louisville insurance bad faith attorney, you can contact us for a free consultation by clicking here or by calling us at (859) 578-4444.