Florence, KY Car Accident Attorney
Car accidents are always serious matters. Even seemingly minor fender-benders can lead to debilitating injuries that can take months or even years to fully heal. And although Kentucky operates primarily on no-fault insurance laws, in certain circumstances you may still be able to pursue compensation from the at-fault party for your injuries.
If you or a loved one has been seriously injured in a car accident in Florence, please contact the Law Offices of Hendy | Johnson | Vaughn | Emery today. We can help you pursue the compensation you deserve so that you can fully recover from your injuries.
Why Choose Us?
At Hendy | Johnson | Vaughn | Emery, we are strictly focused on giving clients the care and support they deserve.
- We represent clients in all matters of personal injury law — and only personal injury law. That gives us specialized knowledge of personal injury litigation proceedings, giving you an advantage throughout your claims process.
- We are dedicated to providing exceptional service to our clients. Our first priority is serving you in the best way that we can, and our case strategies are informed strictly by your needs.
- We have an impressive track record of results, securing over a billion dollars in total settlements and verdicts for our clients.
- We represent clients on a contingency fee arrangement — there are no upfront costs, and you only pay for any legal fees if we successfully secure a verdict or settlement on your behalf.
What is the Statute of Limitations in Kentucky Car Accident Claims?
It is important that you contact an attorney as soon as possible as there are specific statute of limitations for each type of case which sets time limitations in which to file a lawsuit or your potential case will be forever barred. Please contact the attorneys at Hendy Johnson Vaughn Emery to discuss your potential case and the applicable statute of limitations.
Kentucky’s Choice No-Fault Laws Make Car Accidents Complicated
Kentucky is one of a handful of states in the country that follows no-fault car insurance laws. This states that your own auto insurance policy is responsible for compensating you for any medical costs, regardless of who was at fault.
However, Kentucky is one of a few that operates on a unique “choice no-fault” law. This law allows motorists to opt out of no-fault insurance when first purchasing their policy, instead choosing a traditional fault-based policy.
This variation of insurance policies can cause complicated situations on the road when serious accidents occur. What happens if two motorists get in a car accident and one has no-fault insurance, while the other one has fault-based insurance?
This is further complicated by the fact that Kentucky state law also has a statutory threshold for no-fault laws:
- The accident resulted in at least $1,000 in medical bills, or
- The accident caused a permanent disfigurement in the claimant, a serious fracture of any bone, or any permanent injury or permanent loss of body function.
If any accident or injury exceeds these thresholds, they are no longer subject to no-fault rules, and the injured party may file a lawsuit against the at-fault party.
How an Attorney Can Help
Due to the aforementioned laws regarding “choice no-fault” insurance, personal injury claims in a car accident can quickly get complicated. An attorney can help you navigate these complex waters by:
- Gathering evidence to determine the at-fault party
- Communicating with insurance providers to determine the best course of action
- File all the paperwork necessary for a claim
- Fully apprise the situation and determine if you can file a fault-based claim
Ultimately, an attorney can assist with all the legal work so that you can fully focus on healing and recovery.
Contact Us Today
If you or a loved one has been seriously injured in a car accident, contact us today to discuss your case. We understand the pain and suffering involved in a sudden car accident, and Kentucky’s “choice no-fault” insurance laws can make securing the compensation you deserve unnecessarily complicated.
Schedule a free consultation and see how we can secure the maximum possible compensation for your needs today.